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For the whip cream and the sour cream together and refrigerate until ready to serve.
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Cut all your fruit, stir in the sugar and honey and refrigerate until serving time.
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Cut the flour tortilla in small triangle pieces. Brush with melted butter, sprinkle with cinnamon sugar and bake in 350 oven until crisp and brown.
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*Note: you can use just about any fruit you want. I probably wouldn't user watermelon or bananas just because the bananas will turn brown and the watermelon may be too watery.